Frequently asked questions

KinLegacy is an app that brings your family’s financial information together. You can see what you own and owe, check your KScore, spot accounts with no nominee, keep important documents in one vault, and share chosen information with family members.

Indian families, and especially the person who looks after the household’s money and wants the rest of the family to be able to find things when they need to.

Bank accounts and mutual funds, through an RBI-regulated Account Aggregator or MF Central, with your consent. Loans and credit cards can be read from your credit report. Fixed deposits, property, gold, insurance, NPS, foreign stocks and other assets can be added by hand. DigiLocker document import is planned and not available yet.

KScore is a score out of 100 that shows how ready your family’s finances are. It is built from four pillars of 25 points each: insurance cover, debt, your savings buffer and net worth, and it shows which pillar has the most room to grow. It is not a credit score, and it does not predict investment returns.

You invite a family member by mobile number, give them full access or view only, and choose which assets and documents to share with them. They see only what you share, and you can remove a member at any time. They can also share their own items with you.

Today, family members see what you have already shared with them, with full access or view only, in their own KinLegacy app. Automatic release, where the people you choose get access after a period with no activity that you set, together with a claim kit for each account, is coming soon.

No. The Account Aggregator framework is read-only, and KinLegacy has no way to make payments, withdrawals or trades from your accounts.

You can delete your account from Settings in the app. That permanently deletes your assets, documents, family sharing and sign-in from KinLegacy. Some copies, such as backups and records we must keep by law, can remain for a limited time, as the privacy policy explains. You can also revoke Account Aggregator consents at any time.

Documents you upload are stored in your KinLegacy account on Google Cloud. Only you and the family members you share a document with can open it, and our servers check this permission for every request. Read the privacy policy for how we process and retain data.

KinLegacy costs ₹199 a month. The app shows the price before you subscribe, and you will not be charged without your approval.

Email support@kinlegacy.in and we’ll reply as soon as we can, including for privacy requests.

No. You approve data sharing on the Account Aggregator’s own screens with a one-time code. You never enter net-banking passwords in KinLegacy.

Yes. Account Aggregator consents can be revoked at any time. You can also delete assets you added by hand from the app.

No. KinLegacy keeps information and documents organised so your family can find them. Wills, bank nominations and succession are still governed by law and by each institution. You can store a copy of your will in the Vault.

KinLegacy is in early access. Fill in the early-access form on this site; it takes 30 seconds, and we’ll message you on WhatsApp when your invite is ready.