kinlegacy
Get early access
/Privacy Policy
Data Privacy & Heirloom Protection Charter

KinLegacy
Privacy Policy

Effective Date: 28 Sep 2026Last Updated: 28 Sep 2026

"At KinLegacy, we believe that the information entrusted to us is more than data. It may represent a family's memories, documents, financial information, relationships, wishes, and legacy."

This Privacy Policy explains how AG Fintech, operating the KinLegacy platform ("KinLegacy", "we", "us", or "our"), collects, uses, stores, protects, and shares information when you use our website, mobile application, services, and related products (collectively, the "Services").

By using KinLegacy, you acknowledge that you have read and understood this Privacy Policy.

Private Digital Vault
Built around a private vault for your memories, heirlooms, wills, and assets. Information stored privately remains accessible only to you and individuals you authorize.
We Never Sell Your Data
We do not sell personal information. The contents of your private vault are never utilized for advertising or monetized with external brokers.
DPDP Act 2023 & Consent Rights
Informed and unambiguous consent with full statutory rights to access, correction, erasure, nomination, and grievance redressal.
support@kinlegacy.in
Platform Foundation

1. About KinLegacy

KinLegacy is a digital legacy and estate-preparedness platform designed to help individuals and families organize, protect, manage, and transition important information across generations.

Depending on the features you use, KinLegacy may allow you to:

Store personal and family information.
Organize important documents and records.
Preserve photographs, memories, messages, and other digital heirlooms.
Create family relationships and invite family members.
Share selected information with trusted individuals.
Organize information relating to assets, accounts, insurance, property, and estate matters.
Identify beneficiaries, nominees, or trusted contacts.
Establish instructions or conditions for future access to selected information.
Receive reminders and notifications.
Manage information intended to be transferred or disclosed to designated individuals under specified circumstances.
Because some information stored in KinLegacy may be highly personal or confidential, we design our Services with privacy and security as core considerations.
Scope of Processing

2. Information We Collect

We collect information that you provide directly to us, information generated through your use of KinLegacy, and, where applicable, information received from third-party services that you choose to connect.

2.1 Account Information

When you create or maintain a KinLegacy account, we may collect:

  • Full name
  • Email address
  • Mobile or telephone number
  • Date of birth or age (where required)
  • Password or authentication credentials
  • Profile photograph
  • Country, state, or general location
  • Account preferences
  • Login and authentication information
We use this information to create and secure your account and provide the Services.

2.2 Family and Relationship Information

KinLegacy may allow you to create a private family structure or invite family members. This may include information such as:

  • Names of family members
  • Relationships between individuals
  • Contact information
  • Dates associated with family relationships
  • Family photographs
  • Biographical information
  • Information associated with family members
Lawful Basis Notice: You should only provide another person's personal information where you have a lawful basis or appropriate permission to do so.

2.3 Documents and Digital Heirlooms

KinLegacy may allow you to upload or create digital records such as:

Identification documentsWills and estate documentsInsurance documentsProperty documentsFinancial recordsTax-related documentsAccount informationLegal documentsCertificatesPhotographsVideosAudio recordingsLetters and personal messagesFamily historiesOther files intentionally stored

The contents of files you upload are generally processed to provide the functionality you requested.

We do not use the contents of your private vault for advertising purposes.

2.4 Financial and Asset Information

Depending on the features you use, KinLegacy may allow you to organize information concerning:

  • Bank or financial accounts
  • Investments
  • Insurance policies
  • Real estate
  • Vehicles
  • Digital assets
  • Business interests
  • Liabilities
  • Subscriptions
  • Other assets or obligations

Where you connect a third-party financial service, information may be obtained through that provider in accordance with your authorization and the provider's privacy practices.

KinLegacy is not a bank, financial institution, investment adviser, tax adviser, or legal adviser unless expressly stated otherwise.

2.5 Information About Beneficiaries and Trusted Individuals

You may provide information about people you designate as:

BeneficiariesNomineesExecutorsTrusteesFamily membersTrusted contactsEmergency contactsOther authorized recipients

Such information may include names, email addresses, telephone numbers, relationships, and instructions concerning access or notification.

2.6 Communications

When you contact us, we may collect information contained in your communication, including:

  • Email address and contact details
  • Support requests and feedback
  • Attachments and diagnostic information necessary to investigate or resolve your request

2.7 Automatically Collected Information

When you access KinLegacy, we may automatically collect technical information such as:

• IP address• Device type & hardware model• Operating system• Browser or app version• Device identifiers• Approximate location (derived)• Login times & usage activity• Crash reports & diagnostic logs• Security & authentication logs
We use this information to operate, maintain, secure, and improve our Services.

2.8 Cookies and Similar Technologies

Our website and applications may use cookies, software development kits (SDKs), local storage, pixels, and similar technologies.

These technologies may be used for purposes such as authentication, maintaining sessions, remembering preferences, security, analytics, performance monitoring, and understanding how our Services are used to improve our products.

Where required by applicable law, we will obtain appropriate consent before using non-essential technologies.
Fiduciary Purpose

3. How We Use Your Information

We use the information we collect for the following specific purposes:

Provide the Services
  • Create and manage your account.
  • Store and organize your information.
  • Enable document and digital heirloom management.
  • Provide family and sharing functionality.
  • Deliver notifications and reminders.
  • Process requests initiated by you.
  • Provide customer support.
Protect Your Account and Information
  • Authenticate users securely.
  • Detect unauthorized access attempts.
  • Monitor suspicious activity.
  • Prevent fraud and abuse.
  • Investigate security incidents.
  • Maintain system integrity and resilience.
Improve KinLegacy
  • Understand product usage patterns.
  • Diagnose technical problems and bugs.
  • Improve system performance and reliability.
  • Develop new platform features.
  • Conduct internal research and analytics.
Communicate With You
  • Account activity and security alerts.
  • Service updates and transactional communications.
  • Changes to our terms or platform policies.
  • Support responses and important notices.
*Where permitted by law, we may send promotional updates. You can opt out at any time.
Comply With Legal Obligations

We may process information where necessary to comply with applicable laws, respond to lawful governmental requests, enforce our agreements, protect our rights, users, or property, detect, prevent, or investigate fraud or security incidents, and establish, exercise, or defend legal claims.

Vault Architecture

4. Your Private Vault

KinLegacy is designed around the concept of a private digital vault.

Information that you store privately is intended to remain accessible only to you and individuals you authorize, subject to the operation of the Services, applicable law, and the permissions you configure. You control many aspects of what information is shared and with whom.

User Security Practice: However, no internet-connected service can guarantee absolute security. You should therefore use strong authentication credentials and avoid sharing your login credentials with other people.
Collaborative Heirlooms

5. Family Sharing

Some KinLegacy features allow you to share information with family members or other individuals. When you intentionally share information, the recipient may be able to access the information according to the permissions you provide.

You are responsible for:
  • Selecting appropriate recipients.
  • Maintaining accurate permissions.
  • Reviewing your sharing settings regularly.
  • Removing access when it is no longer appropriate.
  • Ensuring that information you upload about others is shared lawfully.

KinLegacy cannot control how an authorized recipient uses information after receiving access to it.

Succession Protocols

6. Legacy and Succession Features

Certain KinLegacy features may allow you to establish instructions concerning the future availability or disclosure of information. For example, you may designate trusted individuals or configure rules relating to the transfer of selected information.

Legal Clarification:

These features are intended to facilitate digital legacy management. They do not constitute:

A willA testamentary instrumentLegal adviceEstate-planning adviceA trustA power of attorney
Nor are they a substitute for advice from a qualified lawyer, financial adviser, tax professional, or other appropriate professional.

You remain responsible for ensuring that your legal and estate-planning documents satisfy the laws applicable to you.

Information Disclosure

8. When We Share Information

We do not sell your personal information.

We may disclose information in limited circumstances, including the following:

Service Providers

We may use trusted third-party providers for services such as cloud infrastructure, data storage, encryption and security, authentication, email delivery, SMS or communication services, analytics, customer support, error monitoring, payment processing, financial-data connectivity, and document processing.

These providers may process information only as necessary to provide services to us and subject to appropriate contractual or legal requirements.
With People You Authorize

We may provide information to family members, beneficiaries, nominees, trusted contacts, or other recipients when you intentionally authorize such access.

Legal and Regulatory Requirements

We may disclose information where required or permitted by law, including in response to valid legal process, governmental requests, court orders, or regulatory requirements.

Security and Protection

We may disclose information where reasonably necessary to investigate fraud, security incidents, abuse, or threats to KinLegacy, our users, or others.

Corporate Transactions

If KinLegacy is involved in a merger, acquisition, financing, restructuring, sale of assets, bankruptcy, or similar transaction, personal information may be transferred as part of that transaction, subject to applicable law.

Integrations

9. Third-Party Services

KinLegacy may integrate with third-party services that you choose to connect. Examples may include:

  • Financial institutions or financial-data providers
  • Cloud storage providers
  • Authentication providers
  • Payment providers
  • Communication providers
  • Analytics providers

When you use a third-party service, that service may collect and process information under its own privacy policy. KinLegacy is not responsible for the privacy practices of independent third parties that we do not control.

Information Security

10. Data Security

We take reasonable technical and organizational measures designed to protect personal information from unauthorized access, alteration, disclosure, destruction, or loss.

Depending on the feature and architecture, security measures may include:

Encryption in transit
Encryption at rest
Access controls
Authentication controls
Role-based permissions
Security monitoring
Audit logging
Infrastructure security controls
Backup & recovery mechanisms
Vulnerability management
Incident response procedures

We continually review our security practices and may update them as our technology and threat environment evolve.

However, no security system can be guaranteed to be completely secure.
Technical Architecture

11. Encryption and Confidential Information

KinLegacy may use encryption technologies to protect information.

Where KinLegacy offers enhanced or end-to-end encryption features, the precise security properties of those features will be described in the relevant product documentation.

You should understand that certain Services may require KinLegacy or designated service providers to process information in order to provide functionality such as search, previews, sharing, synchronization, notifications, or recovery.

Integrity Standard: We will not represent a feature as "zero-knowledge", "end-to-end encrypted", or otherwise technically inaccessible to KinLegacy unless that claim accurately reflects the architecture of the specific feature.
Lifecycle Management

12. Data Retention

We retain personal information for as long as reasonably necessary to:

  • Provide the Services;
  • Maintain your account;
  • Fulfil the purposes for which collected;
  • Meet legal, regulatory, or reporting needs;
  • Resolve disputes;
  • Enforce agreements;
  • Prevent fraud and abuse;
  • Maintain security and business records.

When information is no longer required, we may delete, anonymize, or securely dispose of it, subject to applicable legal and operational requirements.

ℹ️ Deleting your account does not necessarily mean that every copy of information is immediately removed from all systems. Backup systems, legal records, security logs, or information that must be retained by law may remain for an appropriate period.
User Sovereignty

13. Your Privacy Rights

Depending on your location and applicable law, you may have rights concerning your personal information. These may include the right to:

Access
Request access to personal information we hold about you.
Correction
Request correction of inaccurate or incomplete information.
Deletion / Erasure
Request deletion or erasure of certain information.
Consent Withdrawal
Withdraw consent where processing is based on consent.
Processing Inquiries
Request information regarding processing activities.
Objection / Restriction
Object to or restrict certain processing where applicable.
Data Portability
Request portability of certain information where legally required.
Grievance Redressal
Lodge a privacy-related grievance with our team.
Nomination
Nominate another person to exercise applicable rights in circumstances permitted by law.
🇮🇳 Digital Personal Data Protection Act, 2023: For users in India, the DPDP Act expressly provides rights relating to correction, completion, updating and erasure, grievance redressal, and nomination, subject to the conditions in the law.
Procedure

14. How to Exercise Your Rights

To submit a privacy request, contact us at:

Privacy requests
support@kinlegacy.in
Please include:
  • Your name;
  • The email address associated with your account;
  • The nature of your request;
  • Any additional information reasonably necessary to verify your identity.

We may need to verify your identity before completing certain requests. We will handle requests in accordance with applicable law.

Child Protection

15. Children's Privacy

KinLegacy is intended for use by individuals who are legally permitted to use the Services in their jurisdiction. We do not knowingly collect children's personal information in violation of applicable law.

If you believe that a child has provided personal information to KinLegacy without the required authorization, please contact us so that we can investigate and take appropriate action.

Where KinLegacy provides family functionality involving minors, additional safeguards or parental/guardian authorization may apply depending on the feature and applicable law.

Cross-Border Operations

16. International Data Transfers

KinLegacy may use infrastructure, service providers, or personnel located in countries other than the country where you live. As a result, your information may be processed or stored outside your jurisdiction.

Where required by applicable law, we will implement appropriate safeguards for international transfers of personal information.

Credential Protection

17. Account Security

You are responsible for maintaining the confidentiality of your:

• Password• Authentication credentials• Recovery methods• Devices used to access KinLegacy

You should notify us immediately if you believe your account has been compromised.

Security Guarantee: KinLegacy will never ask you to provide your password through an unsolicited email or message.
Incident Response

18. Data Breach and Security Incidents

If KinLegacy determines that a security incident has affected personal information, we will take appropriate steps to investigate, contain, remediate, and notify affected individuals or authorities where required by applicable law.

Updates & Notifications

19. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect:

  • Changes to our Services;
  • Changes in technology;
  • Changes in our data practices;
  • Changes in legal or regulatory requirements.

When we make material changes, we may provide notice through the Services, email, or another appropriate method. The updated policy will display a revised "Last Updated" date.

User Stewardship

21. Your Responsibilities

KinLegacy provides tools for organizing and protecting information, but you remain responsible for the information you choose to store. You should:

•Keep your account credentials secure;
•Review sharing permissions regularly;
•Keep important information accurate;
•Avoid uploading information you do not have the right to store or share;
•Maintain legally valid estate documents where necessary;
•Consult qualified professionals for legal, financial, tax, or estate advice.
Platform Disclaimer

22. No Legal or Financial Advice

KinLegacy is a technology platform.

Unless expressly stated otherwise, KinLegacy does not provide legal, tax, accounting, investment, insurance, financial, or estate-planning advice. Information displayed within the platform should not be treated as professional advice.

You should consult an appropriately qualified professional for decisions concerning your estate, finances, taxes, investments, insurance, or legal affairs.

Inquiries & Grievances

23. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us:

Legal Entity
AG Fintech
Operating the KinLegacy Platform
Email & Inquiries
support@kinlegacy.in
Data Protection & Grievance Redressal
Website
https://kinlegacy.in
Registered Digital Platform
For privacy complaints or requests, please use: support@kinlegacy.in
Jurisdiction

24. Governing Law

This Privacy Policy will be governed by the laws applicable to KinLegacy and the jurisdiction specified in our Terms of Service, subject to any mandatory privacy protections that apply to you under the laws of your jurisdiction.

A Note About Your Information

"KinLegacy exists to help people preserve what matters to them and make important information available to the right people at the right time.

We treat that responsibility seriously.

Our objective is to build KinLegacy so that privacy is not an afterthought, but a fundamental part of how the product is designed, engineered, and operated."
KinLegacy Engineering & Governance • AG Fintech
Get early access